How We Got Here
Back in 2019, I was drowning in financial overwhelm. Not from massive debt or poor decisions, but from the constant mental load of managing money without any real system or understanding.
Every bill felt like a crisis. Every unexpected expense sent me into panic mode. I had decent income but zero peace of mind.
The turning point came when I realized that financial stress isn't really about money. It's about feeling out of control, unprepared, and constantly reactive instead of proactive.
That insight became the foundation for everything we do at xauravarfopygohyylu. We don't just teach budgeting or debt payoff strategies. We address the underlying patterns that keep people stuck in financial stress cycles.